USE CLASS

Service Use – vehicles used for transportation of equipment, tools, incidental supplies and personnel of the insured to or from a job location.This classification applies only to those vehicles that are principally parked at a job location for the majority of the workday or to transport supervisory personnel between job sites. Also included in the class are vehicles exceeding one (1) tone load capacity that is used for “pleasure use only.”

Retail Use - vehicles used for picking up property from, or delivering property to, individual homes.

Commercial Use - vehicles used to pick up or deliver property, and not classified as Retail or Service use.

NOTE: Miscellaneous use is considered Commercial Use