Contractor & Commercial Coverages
The protection contractors need to bid, build, and stay in business.
General Liability
Protects your business against claims of bodily injury, property damage, and personal/advertising injury arising from your operations. Essential for most contracts and job sites.
Workers' Compensation
Covers medical costs and lost wages if an employee is injured or becomes ill because of their work. Required in most states and a key part of protecting both your crew and your company.
Commercial Auto
Liability and physical damage coverage for vehicles used in your business — pickups, vans, dump trucks, and more. Can include hired and non-owned auto options.
Equipment / Inland Marine
Covers tools, machinery, and equipment against theft, damage, and loss whether on a job site, in transit, or in storage.
Business Owners Policy (BOP)
Combines property and liability coverage into a convenient package often suited for smaller contractors and related businesses.
Umbrella / Excess Liability
Extra liability limits above your primary policies — useful when contracts require higher limits or you simply want additional protection.
Need surety bonds?
Bid, performance, payment, and license bonds are available through our bond portal and agency support.